7 Tips to Maximize Your Credit:
One of the MOST important, Always pay your bills on time.
2. Keep your credit card balances low.
3. Get rid of debt faster, that means try to pay off your debt sooner than the allotted time given. If they give you 2 years to pay off your car, pay it off in sooner.
4. Do NOT close your current account or open a new one.
5. Order a free credit report from www.annualcreditreport.com and DISPUTE errors.
6. Study and know your FICO Score.
7. Keep the debt-to-credit ratio less than 30%. All of these combined are sure to help improve your credit score!!